RMD Calculator
Enter your age and account balance. Get your Required Minimum Distribution in seconds using current IRS life expectancy tables.
What's Included
Most of Retirement News Rundown is free. Here's what each part costs, in plain language.
The core education is free. Some planning tools are paid. Two checklists are one-time purchases. No hidden tiers, no bundles that aren't really bundles.
Free · No account required
The core education is free
Four calculators, a newsletter, and a growing library of retirement-rule breakdowns. All free, all indexed, all here to help you understand the rules before you act.
Roth vs Traditional Calculator
Compare after-tax outcomes for Roth versus Traditional contributions using your current and expected retirement tax brackets.
Small Business Plan Selector
Match self-employment income and headcount to the right plan: SEP IRA, SIMPLE IRA, Solo 401(k), Safe Harbor 401(k), or Cash Balance.
Inherited IRA Calculator
Determines which post-SECURE Act distribution rule applies to your inherited IRA and outputs a year-by-year distribution schedule.
The Rundown
Daily retirement-rule breakdowns from an eight-year Schwab and TD Ameritrade retirement specialist. One rule, one trap, one fix per issue.
Guides and Knowledge Blasts
Full-length guides on IRAs, RMDs, rollovers, and small-business plans, plus every past Knowledge Blast in a searchable archive.
Paid · Individual purchase or All-Access
Five planning tools that run real IRS math
Each tool has a free preview mode so you can see what it does before purchasing. Buy any tool individually, or unlock all five with All-Access.
Excess Contribution Correction
$79 one-time
Step-by-step correction workflow for excess IRA contributions with penalty and net-income-attributable (NIA) calculations for the corrective distribution.
Calculates and explains. Does not file forms for you or provide personalized tax advice.
Recharacterization Calculator
$79 one-time
Gain- or loss-adjusted recharacterization amounts for Roth-to-Traditional or Traditional-to-Roth moves, computed against the current-window deadline.
Calculates the number. Does not execute the transfer or tell you whether recharacterizing is right for your situation.
IRA Pro-Rata Calculator
$99 one-time
Shows exactly how much of a Roth conversion is taxable using the Form 8606 pro-rata formula across every Traditional, SEP, and SIMPLE IRA balance.
Shows the math. Does not tell you whether or how much to convert.
Small Business Excess Contribution Fix
$129 one-time
Correction pathway for excess contributions to SIMPLE IRA, SEP IRA, or owner-only Solo 401(k). Identifies the pathway, calculates NIA, and produces a personalized PDF with deadlines and IRS form references.
Produces the correction plan. Does not represent you before the IRS or replace CPA review of your specific correction.
RMD & Roth Conversion Planner
$149 one-time
Year-by-year RMD projections and Roth conversion strategy analysis. Includes a two-window conversion comparison to see how different conversion amounts change your projected RMD path.
Projects and compares. Does not execute conversions or provide personalized investment or tax advice.
All-Access Subscription
Best valueUnlimited access to all five paid planning tools above, plus every new tool released during your subscription.
The five paid tools cost $535 if purchased individually. All-Access is $149 per year. Same tools, one price.
- All five current paid tools, unlocked.
- Every new paid tool released during your subscription, included automatically.
- Access on any device via email magic link.
- Cancel anytime from the Stripe customer portal.
7-day refund window on all paid tools and on new All-Access subscriptions.
Read before you buy
Education about retirement rules, not personalized advice
Everything on Retirement News Rundown is education about how retirement rules work. It is not personalized financial, tax, or legal advice, and it is not a recommendation to take any specific action with your accounts.
The paid tools calculate and explain. They show you the math the IRS applies, the deadlines that matter, and the choices in front of you. They do not tell you what to do with your money, and they cannot know your full financial picture.
For decisions that need to fit your specific situation, work with a licensed financial advisor, CPA, or tax attorney who can review your accounts and file your forms.
Paid · Standalone PDFs
Two one-time checklists
Focused, printable PDFs for specific decisions. These are separate one-time purchases and are not included in the All-Access subscription.
Before You Fund a Solo 401(k)
$19 one-time
A ten-minute check before you fund. Covers the 25 percent trap, compensation base, deferral limits, the April 15 correction window, and the questions to ask your CPA.
Standalone PDF download. Not part of All-Access.
Medicare SEP Checklist
$19 one-time
A step-by-step guide to triggering your Medicare Special Enrollment Period. Documents to gather, deadlines that matter, and late-enrollment penalties to avoid.
Standalone PDF download. Not part of All-Access.
Start with what's free
The core content is free and always will be. If a paid tool saves you an afternoon of research or a costly mistake, it earns its keep. If not, the 7-day refund window has you covered.