If you've ever thought:
- "I thought that was allowed."
- "No one mentioned that part."
- "This feels fine… why am I uneasy?"
You're in the right place.
Most retirement mistakes don't blow up immediately.
They sit quietly.
They look correct.
And they become painful later, usually after the fix window closes.
This newsletter exists for that moment.
What This Is:
This is Retirement News Rundown.
I write short, plain-English posts called Knowledge Blasts that explain:
- What a rule actually does
- Where people misread it
- Why the problem doesn't show up right away
- And what to watch for before it becomes permanent
No hype.
No jargon.
No pretending the IRS is user-friendly.
Who It's For:
This is for people who:
- Manage their own retirement accounts
- Own a business with a SEP IRA or Solo 401(k)
- Keep running into contribution limits
- Trust their tax software… but not completely
You don't need to be an expert.
You just don't want to learn the rules after they matter.
Where to Start (Best Of)
If you're new here, these posts give a good sense of how to think about retirement rules — not just memorize them:
When doing everything by the book still creates a problem later.
How delayed consequences are built into the system.
Just because something is permitted doesn't mean it's harmless.
One of the most common (and expensive) timing assumptions.
How small corrections quietly escalate.
What happens when timing errors compound.
The myth of easy reversals in retirement accounts.
You can read these in any order.
They're designed to stand alone — and stack together.
What This Is Not:
This is not:
- Financial advice
- Investment recommendations
- A sales pitch wearing an education mask
No portfolios.
No hot takes.
No urgency theater.
Just rules, timing, and consequences.
How to Use This Newsletter:
Read posts as they come out.
Jump into the archive when something applies.
Ignore what doesn't.
Most posts stand alone.
Together, they reveal a pattern:
Retirement accounts are not neutral containers.
They are systems with behavior.
Once you see the behavior, decisions get simpler.
What's Coming:
- More Daily Knowledge Blasts
- Deeper dives into common mistakes
- Visual explainers for timing rules
- Optional premium tools (checklists, timelines, calculators)
Nothing required.
Nothing rushed.
Final Thought:
If retirement rules were intuitive, this newsletter wouldn't exist.
They aren't.
So this does.
— Dan
I write one of these every day, one retirement rule, explained in plain language and verified against the source. The daily email is free: subscribe here.